Advancing Cash Banking in the Digital Century

Most of our cash is actually created by banks when they issue loans, not by governments. This book guides you through the fascinating process of modern money creation, showcasing the impact of digital advancements. It presents innovative upgrades that could revolutionize our outdated banking system from the 19th century into a more democratic, sustainable, and relevant model for the 21st century.

Ellen Brown, the founder and chairman of the Public Banking Institute, is also a Fellow at The Democracy Collaborative. Ellen is at the forefront of the banking sector, especially in the digital age, where cashless transactions and online banking have taken a significant step forward in this century.